When you’re starting to drown between employee concerns, payroll duties and helping your CEO -- HR Insider is there to help get the logistical work out of the way.
Need a policy because of a recent regulatory change? We’ve got it for you. Need some quick training on a specific HR topic? We’ve got it for you. HR Insider provides the resources you need to craft, implement and monitor policies with confidence. Our team of experts (which includes lawyers, analysts and HR professionals) keep track of complex legislation, pending changes, new interpretations and evolving case law to provide you with the policies and procedures to keep you ahead of problems. FIND OUT MORE...
Watch Your Language! The 2 Words that Cost a Disability Plan $91,000

They say a picture is worth 1,000 words. But sometimes words themselves—or the lack thereof—are worth a lot of money. Like $45,500 apiece. Here’s a case in point.
Employees receiving disability benefits through their employers may apply for workers’ compensation payments covering the same disability. Fair enough. But what happens if the claim is accepted and the employee starts getting workers’ comp payments?

Most employers want to be able to get this money back from the employee. So they include a provision letting the plan subtract any workers’ comp payments received against disability benefits due under the disability plan. Setting off payments is perfectly legal. But you better watch out how you draft the offset clause in the plan document. Specifically, make sure the right to offset includes workers’ comp payments not just for the original disability but for related ones.
Here’s a quiz to dramatize the point. It’s based on an actual case—2 of them in fac...

Save with annual purchase!
Try It Out!
Take a Spin
Take a Spin
Not ready to buy yet? Take a trial!
Get full access to HR Insider to make sure it's the right fit for your organization!
Start My TrialStart My Trial
For large businesses with multiple locations across the globe.
Contact UsContact Us



Already have an account?