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Payday Lending Regulations Are Expiring: Bill 15

May 12: With payday lending regulation due to expire on June 30, the government proposed a bill to regulate the payday lending industry. Highlights of Bill 15:

  • Cut borrowing fees to what would be a Canadian low of $15 per $100 borrowed
  • Allow borrowers to repay in installments
  • Ban lenders from charging fees to cash a payday loan cheque
  • Ban lenders from directly soliciting potential customers.