I really can’t answer that question because I’d be providing you legal counsel, which I’m neither qualified nor legally allowed to do. Moreover, there may be other facts about your situation that I don’t know. I would really advise you to run this by legal counsel. If getting access to counsel is an issue, I’d suggest speaking to your officers and making the case that the liability risks to your organization justify the expense in this situation. Sorry I couldn’t help you land the plane but it sounds like you’re on top of things. Glenn